Terms of Use

HMDLife.com is a website where visitors can read general information about health insurance buying and where they can request personalized health insurance information. Nothing contained on this website constitutes nor is intended to suggest an offer, promise, or contract of any kind, or a recommendation to purchase anything from any particular company. HMDLife.com and its affiliates intend for this website to provide an informational service to its visitors. While it is the intention for all information on this website to be accurate and reliable, we make no guarantee of its accuracy, timeliness, or completeness at any given time. This website is periodically changed, expanded, or reduced based on our evaluation of the website's needs at any given time. This can include the terms of use and privacy policy. HMDLife.com does not accept any liability or responsibility for any actions taken as a result of using this website. In no case will HMDLife.com, its affiliates, agents, or employees, be liable for any damages, losses, or other expenses incurred in connection with using this site in any way. HMDLife.com is not in itself an insurance company. It is a network of insurance agents who connect consumers with insurance that is provided by insurance companies. Any problems or disputes that arise between a consumer and an insurance company is between that consumer and the insurance company from which a policy has come.