Privacy Policy
HMDLife.com is strongly committed to protecting the privacy of all web site visitors to the extent permitted by law. The HMDLife.com privacy policy discloses the information privacy practices for the entire HMDLife.com and HMDLife.com only.Non-Personally Identifiable Information
Non-personally identifiable information maybe gathered about your visit to HMDLife.com for internal purposes. Gathering non-personal identifiable information will help optimize and personalize the end user experience and may help identify repeat visitors to the web site. The function of gathering this information is to improve the overall end user experience based on the analysis of the data tracked. Identifying repeat visitors may allow the site to remember preferred information the user has set the last time they had visited the web site. In addition, knowing repeat visitors may allow for more accurate traffic reporting, link clicking, etc. Any anonymous information collected may be shared with third parties.
- The anonymous information we gather cannot in any way identify you.
- This information is gathered to help improve marketing and services to better a user's experience.
- The anonymous information may be gathered by various monitoring technologies such as network traffic logs, cookies, clear gifs, etc.
- Personal information will not be collected unless specifically provided by you the user. Please see the "Personally Identifiable Information" section for more information regarding this topic.
Personally Identifiable Information
We protect the confidentiality and security of your personal information. HMDLife.com does not collect any private or personal information from you during your visit unless knowingly provide by you the user. The online personal information we capture must be voluntarily provided by you via one of our online forms or emailing us directly. By contacting HMDLife.com via one of our online forms or emailing us directly, you are opening or requesting a line of communication between yourself and HMDLife.com. Doing so may result in being contacted in the future with information and promotional materials that are related to your request. At any time you no longer wish to be contact by HMDLife.com, you will always be provided an option to opt out of further communications. We do not retain your information longer than necessary for normal business purposes in regards to you as a client or prospective client.
HMDLife.com does not disclose personally identifiable information to third parties unless in the case of a few limited exceptions. If you submit an application for an insurance product presented on this site, in order to better process the request your information maybe sent to insurance companies, licensed agents, authorized HSA trustees or administrators, or a third party service providers who are not direct representatives of HMDLife.com. In these instances where HMDLife.com cannot directly assist you, your personal information is being sent to a third party with the soul purpose of assisting in completing your request. When using this site you understand and consent to this privacy policy and accept that you maybe contacted by one or more parties via the information you provided with the purpose of helping you with your request.
Outside of these exceptions HMDLife.com will not sell, exchange, or otherwise distribute your personal information without your consent, except to the extent required by law. If you are not comfortable providing us with your personal information, you are never obligated to do so. We strongly recommend that at if anytime only submit your personal data into web forms if you feel comfortable doing so and you trust the website that you are visiting.
Notice of Changed to Privacy Practices
In the event HMDLife.com changes its privacy policy which effects the way your personal information is handled different then stated at the time of collection, we will notify you via email. This notification will inform you of the change and allow you to choose whether or not we may use your personal information in this different manner. Additionally, if HMDLife.com changes its privacy policy in a manner that does not affect the personal information already stored, we will post a prominent notice of change notifying users on our web site.
Security and Passwords
Your account password is your private password to your application and should not be shared at anytime. Passwords are recommended to be at least 7 - 25 characters including one upper case character and one digit. If you have forgotten your password please use the "forgot your password" form provided on the login information page and a new password will be sent via the account's registered email address.
HMDLife.com Employees will never ask you to provide your password.
Links to Other Web Sites
Our site may contain links to other external web sites. When clicking on a link that takes you off of our site, HMDLife.com is not responsible for the privacy practices and/or content of said external site. HMDLife.com may not necessarily endorse the content, availability, or services represented on the external web site. The external web site is not bound to the HMDLife.com privacy policy and we strongly recommend you take the time to read their "privacy policy" and "terms of use" as it may differ from our own.
If you have any questions about your privacy while interacting with this website, please contact us.